Construction Insurance

Building protection for those who build the world.

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The construction industry operates in one of the most complex risk environments, where safety, compliance, and cost control are vital to success. At Specialty Comp Insurance Solutions (SCIS), we specialize in workers’ compensation programs designed to meet the unique needs of general contractors, subcontractors, and specialty trades.

Our experienced underwriting and claims teams understand the challenges of high-hazard operations. From site safety and labor classification to audit preparation and claims oversight, we help construction clients protect their people and strengthen their business.

Construction Insurance with SCIS

Target Operations

SCIS provides customized workers’ compensation solutions for a broad range of construction operations, including:

  • General contractors and specialty trades
  • Steel erection and millwright work
  • Masonry, electrical, and plumbing contractors
  • Road, bridge, and heavy civil construction
  • Interior finish, framing, and drywall contractors
  • Demolition and renovation projects
  • Manufacturing or fabrication tied to construction trades

Note: Asbestos abatement and residential roofing are not eligible.

Services & Program Highlights

Our construction program delivers comprehensive coverage, streamlined audit support, and proactive claims management to help clients control losses and ensure compliance.

Key Services:

  • Premium Audit Advisory – Verify payroll classifications and documentation to avoid costly adjustments.
  • Advisory Classification Surveys – Confirm proper employee categorization for complex trade work.
  • Safety Engineering & Loss Control – Implement jobsite evaluations, risk assessments, and safety program recommendations.
  • Payroll Monitoring – Maintain accurate and timely reporting throughout the policy term.
  • Claims Advocacy & Oversight – Dedicated specialists improve communication between carriers, contractors, and employees.
  • Loss Analysis & Review – Identify trends by trade or site to reduce injury frequency and costs.

Why Construction Leaders Choose SCIS

  • Deep expertise in high-hazard construction exposures
  • In-house underwriting authority for faster decisions
  • Multi-state capabilities with flexible payment options
  • Dedicated claims specialists and loss control engineers
  • Market-competitive commissions and long-term partnership focus

Request a Consultation

Connect with our team to learn how SCIS can help your construction business control costs, improve claim outcomes, and enhance workplace safety.