Advisory Classification

Getting it right from the start.

Accurate employee classification is the foundation of every successful workers’ compensation program. At Specialty Comp Insurance Solutions (SCIS), our Advisory Classification services help employers ensure their payroll and job categories are reported correctly, avoiding premium disputes, audit surprises, and compliance issues.

We work closely with clients and their brokers to review class codes, confirm job duties, and establish clear documentation practices that keep policies accurate and defensible.

Advisory Classification with SCIS

Why Classification Matters

Even small errors in classification can have a major financial impact. Misclassified employees can lead to:

Overpayment or underpayment of premiums
Costly audit adjustments at the end of the policy term
Incorrect experience modification factors
Delays in audit completion or carrier disputes

SCIS helps clients avoid these issues by proactively reviewing every classification before and during the policy period.

Our Advisory Process

Our specialists analyze employee roles, job functions, and exposure levels to confirm the proper workers’ compensation class codes are applied to each position.

The SCIS process includes:

Reviewing business operations and organizational structure
Verifying class codes for all employee types
Cross-checking duties against current NCCI or state-specific codes
Recommending adjustments to maintain compliance
Coordinating with payroll and HR teams for accurate reporting

Benefits of SCIS Advisory Classification

Accuracy – Every employee correctly classified based on job duties and exposures.
Compliance – Alignment with state and NCCI rules to prevent audit disputes.
Transparency – Clear documentation and explanations for all code recommendations.
Proactive Savings – Avoid unnecessary premium charges before renewal or audit.
Expert Support – Guidance from experienced specialists who work directly with carriers and auditors.

Integration with SCIS Services

Our Advisory Classification service is part of the larger Premium & Compliance program, integrating seamlessly with:

Payroll Monitoring & Review – Ensuring classifications stay accurate throughout the policy term.
Reviews & Surveys – Periodic checks that verify roles and codes remain up to date.
Claims Advocacy – Aligning claims activity with correct job classifications for better reporting and accuracy.

Request a Consultation

Connect with our team to learn how SCIS can help you reduce audit risk and maintain total compliance.

Advisory Classification

Getting it right from the start.

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