Hospitality Insurance

Creating safer environments for the people who serve others.

Quick Links

The hospitality industry thrives on people, employees who make every guest experience possible. With long hours, fast-paced environments, and constant public interaction, the potential for workplace injuries is significant. At Specialty Comp Insurance Solutions (SCIS), we develop workers’ compensation programs tailored specifically for hospitality employers.

From restaurants and resorts to country clubs and fitness centers, our experienced underwriting and claims teams deliver proactive service, accurate classification, and effective loss-control strategies to help you maintain a safe and efficient workplace.

Hospitality Insurance with SCIS

Target Operations

SCIS provides specialized workers’ compensation solutions for a variety of hospitality operations, including:

  • Bars, nightclubs, and taverns
  • Golf courses and country clubs
  • Health spas and fitness clubs
  • Hotels, resorts, and motels
  • Restaurants, caterers, and quick-service dining
  • Membership sports and recreation facilities
  • YMCA, YWCA, YMHA, YWHA organizations


Not eligible: dude ranches, pizza delivery operations, or ski resorts.

Services & Program Highlights

Our hospitality program is designed to help business owners reduce risk, prevent injuries, and manage claims efficiently across all locations.

Key Services:

  • Premium Audit Advisory – Ensure accurate payroll and job classification for front-of-house, kitchen, and maintenance staff.
  • Advisory Classification Surveys – Confirm compliance and eliminate costly audit adjustments.
  • Safety Engineering & Loss Control – Access ergonomic and environmental risk assessments tailored to hospitality settings.
  • Payroll Monitoring – Maintain transparency and audit readiness throughout the policy term.
  • Claims Advocacy & Oversight – Dedicated specialists handle injury claims quickly and coordinate return-to-work programs.
  • Loss Analysis & Review – Identify injury trends such as slips, strains, and repetitive-motion incidents to improve safety outcomes.

Why Hospitality Leaders Choose SCIS

  • Deep experience with hospitality and service-sector risks
  • Multi-state coverage flexibility for franchises and chain operations
  • In-house underwriting authority and fast turnaround
  • Dedicated claims and loss-control specialists
  • Competitive commissions and flexible payment plans

Request a Consultation

Connect with our team to learn how SCIS can help your hospitality organization improve safety, manage costs, and support your employees.